Do rollover your old 401k to your new employer plan or an IRA

So you have left your job and employer's 401k plan. Whether it was due to retirement or simply a job change, you’re probably wondering what to do with your old 401k. Should you just leave it there? Should you move it to your new employer’s 401k? Or should you roll it over to an IRA? It can be an overwhelming task to figure out your options and a confusing decision to make. These and other questions and concerns might leave you with “paralysis by analysis.”

Follow this advice to understand potential pitfalls of each option, and what benefits you might gain. The good news is that a little homework can likely lead you to the answers that are right for you and your retirement plan.