The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
All indices are unmanaged and may not be invested into directly. Historical performance is no guarantee of future results.
The prices of small cap stocks are generally more volatile than large cap stocks.
International investing involves special risks such as currency fluctuation and political instability and may not be suitable for all investors. These risks are often heightened for investments in emerging markets.
Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.
The payment of dividends is not guaranteed. Companies may reduce or eliminate the payment of dividends at any given time.
The economic forecasts set forth may not develop as predicted.
Because of their narrow focus, sector investing will be subject to greater volatility than investing more broadly across many sectors and companies.
No strategy assures success or protects against loss. Stock investing involves risk including loss of principal.
Larry Swedroe, Robert Samuelson, Aaron Brown, Vanguard and Dimensional Fund Advisors are not affiliated with LPL Financial.
Investors should consider the investment objectives, risks, charges and expenses of Exchange Traded Funds and Mutual Funds carefully before investing. The prospectus and, if available, the summary prospectus contain this and other important information about the investment company. You can obtain a prospectus and summary prospectus from your financial representative. Read carefully before investing.
Investing in mutual funds involves risk, including possible loss of principal. An investment in ETFs involves additional risks such as not diversified, price volatility, competitive industry pressure, international political and economic developments, possible trading halts, and index tracking errors.
Since inception performance through 3/31/18 for the following mentioned investments: Vanguard Long-Term Treasury Index (VGLT), 5.83%; Vanguard's Intermediate-Term Treasury Index (VGIT), 2.58%; Vanguard Short-Term Treasury Index (VGSH), 0.69%; Vanguard FTSE Emerging Markets (VWO), 7.40%; Vanguard Russell 3000 (VTHR), 13.90%; Vanguard Small-Cap (VB), 9.35%; Vanguard S&P 500 (VOO), 14.74%; Vanguard FTSE Developed Markets (VEA), 1.90%. The performance data quoted represents past performance. Past performance does not guarantee future results. Investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance information quoted. To obtain current month-end performance information, please visit
vanguard.com/performance.
Illustrations presented are hypothetical in nature and are not representative of any specific situation or investment. The hypothetical rates of return used do not reflect the deduction of fees and charges inherent to investing.
The Armstrong Wealth Management Group WealthProtect System is an investment risk control system designed (but not guaranteed) to limit significant losses in major bear markets (excess of 30% loss from market peak to market trough). It is NOT designed to prevent normal market losses (under 20%). No strategy can assure a profit or protect from a loss. Occasional false signals can reduce returns.
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Originally published on April 26th, 2018.